Unsecured Business Finance

Startup and existing businesses can qualify for up to $150,000 through our Unsecured Business Finance program.

This program is designed to help you get funding based on your personal credit only. The lenders will not ask for financials, bank statements, business plans, resumes, or any other of the documents so commonly requested with conventional bank funding.

This program is as close to a “no-doc” program as you can get with business funding.
To qualify lenders will look solely at your personal credit quality. They want to see no derogatory items on your report, a high consumer credit score of 720 or greater, a low amount of inquiries on your report, and they want you to have low balances on your existing credit cards now, below 30% of your current limits.

Approvals come in increments of $10,000, and you can secure up to $150,000 in total funding using these unsecured credit cards. How much you will be approved for is typically based on your existing credit card limits now, so the higher your existing credit limits are the more money you will secure.

Most unsecured cards in this program offer very low initial intro interest rates, as low as 0% for the first 6 months. Rates typically range from 5-15% after that based on risk. Any success based fees are rolled into the transaction so you won’t pay out-of-pocket.

This is one of our most popular programs as no business financials are required for qualification.

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